Top 5 NRI Credit Cards for Cashback Rewards

A cashback rewards credit card would be an appropriate alternative if you are an NRI (Non-Resident Indian) seeking a credit card that pays cashback benefits on your purchases. NRIs choose cashback credit cards since they offer refunds in the form of cash or reward points. This article will go through India's top five NRI credit cards in India that provide great cashback perks.




HDFC Diners Club Black Card 

The HDFC Diners Club Black Credit Card is an excellent choice for NRIs who want to earn cashback rewards on their purchases. Cardholders earn 5 reward points for every Rs.150 spent, with bonus points for certain categories. The card also offers airport lounge access, travel insurance, and 24×7 concierge services. The card's renewal charge is Rs.10,000, which is waived if you spent Rs.5,000,000 or more in the previous year.


ICICI Bank NRI Coral Credit Card 

The ICICI Bank NRI Coral Credit Card is another great option for NRIs who want to earn cashback rewards. Cardholders earn 2 reward points per Rs.100 spent on all purchases, with bonus points for specific categories. The card also offers travel insurance, including lost baggage protection, and airport lounge access. The card's renewal charge is Rs. 500, which is waived if you spent Rs. 1,50,000 or more in the preceding year.


Kotak NRI Royale Signature Credit Card 

The Kotak NRI Royale Signature Credit Card is an excellent cashback rewards credit card for NRIs who frequently travel and buy other essentials. Cardholders earn 4 reward points per Rs. 150 spent on hotels, restaurants, Airlines, and travel agencies and 1% cashback on fuel purchases. The card also offers airport lounge access and a fuel surcharge waiver. The annual fee for the card is Rs.999.


HDFC Regalia Credit Card 

The HDFC Regalia Credit Card is a popular choice for NRIs who want to earn travel and cashback rewards on all purchases. Cardholders earn 10X reward points for hotels or bus tickets, 5X points on online shopping, and 3X points on shopping from Flipkart and Rail Tickets. 

The card also offers cashback rewards on other purchases, with no upper limit on the cashback earned. The renewal fee for the card is Rs. 2,500.


SBI ELITE Credit Card 

The SBI ELITE Credit Card is an excellent cashback rewards credit card for NRIs who frequently travel and shop online. Cardholders earn 5X reward points on departmental stores, dining, and grocery spend. The card also offers welcome benefits, milestone benefits, and a 1% fuel surcharge waiver. The renewal fee for the card is Rs. 4,999.


Conclusion 

NRIs can use rewards for cashback credit cards to save money on purchases while also earning rewards for their expenditures. You can earn rewards on your purchases and enjoy valuable benefits and privileges by selecting one of these top five NRI credit cards for cashback rewards. However, before getting a credit card, carefully read the terms and conditions, which include the annual fee, interest rates, and eligibility requirements.


Read More: What Does It Mean When Your Credit Card Application Is Pending?

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