IndianOil HDFC Bank Credit Card: Perks and Benefits

If you are a frequent traveler or a car owner, you may be aware of the expenses that come with it. Fuel is a necessary expense that most of us cannot avoid. To ease this burden, HDFC Bank has partnered with IndianOil to offer the IndianOil HDFC Bank Credit Card, which comes with several perks and benefits. Let's take a closer look at what this credit card has to offer.

Rewards and Benefits

One of the main benefits of the IndianOil HDFC Bank Credit Card is that it offers reward points on all fuel purchases made at IndianOil outlets. You can earn up to 5% cashback on fuel purchases made using this card. Additionally, you can also earn reward points on other purchases made using this card. For instance, you can earn reward points on groceries, dining, and other everyday expenses. These reward points can be redeemed for fuel vouchers, gift cards, and other rewards.

Fuel Surcharge Waiver

With the IndianOil HDFC Bank Credit Card, you can enjoy a fuel surcharge waiver of up to 1% at IndianOil petrol pumps. This means that you can save money on fuel purchases made using this card. This waiver is applicable for transactions up to Rs. 5,000.

Welcome Offer

As a welcome offer, HDFC Bank offers up to 250 fuel points to new customers of the IndianOil HDFC Bank Credit Card. To be eligible for this offer, you must spend at least Rs. 20,000 using your new card within the first 90 days of activation.

Milestone Benefits

The IndianOil HDFC Bank Credit Card also offers milestone benefits to cardholders. If you spend Rs. 50,000 or more in a previous year, you can earn bonus reward points. Additionally, if you spend Rs. 1,00,000 or more in a year, you can earn fuel vouchers worth Rs. 1,000.

Annual Fee Waiver

The annual fee for the IndianOil HDFC Bank Credit Card is Rs. 500. However, you can enjoy an annual fee waiver if you spend Rs. 50,000 or more in a year. This means that if you use this card for your regular expenses, you can avoid paying the annual fee altogether.

Other Benefits

The IndianOil HDFC Bank Credit Card also comes with several other benefits, such as a 50-day interest-free credit period, zero liability on lost or stolen cards, and exclusive discounts and offers on dining, shopping, and travel.

Conclusion

The IndianOil HDFC Bank Credit Card is an excellent choice for those who spend a significant amount of money on fuel. With up to 5% cashback on fuel purchases and a fuel surcharge waiver of up to 1%, this card can help you save money on your fuel expenses. Additionally, the card offers reward points on other purchases and milestone benefits, making it a well-rounded credit card. So, if you are a frequent traveler or a car owner, consider getting the IndianOil HDFC Bank Credit Card and enjoy the perks and benefits it has to offer.

Read More: Advantages of using credit card EMIs 

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